American Savings Bank Security

American Savings Bank is a regional FDIC-insured bank serving customers across Hawaii. This page covers security — service area, support, and institutional facts. Deposits Member FDIC up to $250,000.

Updated

Getting Started

Identify and Report Suspicious Activity to American Savings Bank

Protecting your account requires vigilance. Follow these steps to recognize potential threats like mobile text scams or phishing attempts and report them promptly to American Savings Bank.

  1. Verify Sender Identity

    Always check the sender's email address or phone number for inconsistencies; legitimate ASB communications will not ask for sensitive data via text or email.

  2. Examine Links and URLs

    Hover over links without clicking to preview the URL; ensure it directs to asbhawaii.com before proceeding, as phishing sites mimic official addresses.

  3. Report Suspicious Contacts

    Forward suspicious emails to [email protected] or text messages to SPAM (7726), then call (808) 627-6900 to report the incident.

  4. Monitor Account Activity

    Regularly review your account statements and transaction history for any unauthorized charges or unusual activity, reporting discrepancies immediately.

Limitations & Considerations

Know the security center boundaries up front. Account tier shapes daily capacity. Verification can delay wires or unusual deposits. Cut-off times govern posting. American Savings Bank keeps the exact thresholds on the current disclosure.

Mistakes That Cost Money

Common security mistakes with American Savings Bank include calling the wrong support line, using an old American Savings Bank routing number after a merger, and assuming branch hours are identical at every location. Verify American Savings Bank hours and contact paths on this page first.

What matters most to customers

  • Transparent terms

    Account rates, fees, and terms are disclosed clearly so customers can compare options with confidence.

  • Security first

    Encryption, multi-factor sign-in, and fraud monitoring help keep customer accounts and data protected.

  • Community focus

    As a community-minded bank, American Savings Bank supports the local customers, businesses, and neighborhoods it serves.

  • Full lending menu

    From mortgages to auto and personal loans, financing options sit alongside everyday deposit accounts.

At a glance

Good reasons and real limitations

Pros & advantages

  • American Savings Bank provides ASB Online Banking for everyday banking.

  • American Savings Bank provides ASB Hawaii Mobile App for everyday banking.

  • American Savings Bank provides Bill Pay for everyday banking.

Cons & watch-outs

  • Know the security center boundaries up front.

  • Account tier shapes daily capacity.

ASB sources & references

American Savings Bank: security records with public guidance.

  1. FDIC Deposit Insurance for ASB
  2. CFPB Consumer Resources for ASB
  3. OCC Consumer Protection for ASB